Zero Down • 100% funding • No Payments for six months
Save thousands with in-house financing! United Built Homes may be the ONLY on-your-site builder in the area that gives real in-house funding. Which means you will be in the new, custom built house without investing a cent in up-front closing costs.
Some loan providers charge up to $10,000 in up-front closing expenses on a $150,000 home:
You will find frequently no expenses that are out-of-pocket you finance with United Built Homes. You’re practically home free!
This chart is actually for instance only; actual numbers will change according to loan quantity along with other facets.
United Built Homes typically doesn’t charge origination fees. For clients needing a land payoff, an origination charge might be included on the United Built loan.
The most notable Four Methods For Good Credit
1. Preserve a wholesome Credit History
Spend your bills on time, lower your financial obligation balances, and then make certain your credit file is error-free.
Concerned about your credit? At United Built Homes, we make an effort to make home ownership a real possibility for you personally. Each customer’s funding situation is myself evaluated by our finance group. We can consider additional factors to help find a way to finance your new home because we don’t use automated underwriting techniques.
2. Keep A low Debt-to-Income Ratio
Your debt-to-income ratio can be your amount that is total of in comparison to your earnings. Look at your debt-to-income ratio now. The reduced the ratio, the greater. Auto loans, figuratively speaking, and charge card balances may be huge contributors to your debt load. Attempt to lower balances and prevent making big acquisitions, such as for instance a brand new automobile, prior to you attempt to fund the new house.
3. Use advanceamerica Your Premises for the best
Since you bought it, you have built up equity if you own property and its value has increased. You may manage to use your home as collateral, and also have no down payment on your own new house.
Do not have your home free and clear? You don’t have to have your home free and clear in order to construct house with United Built Homes. Contact your local product product sales workplace for more information about funding options that will permit you to fund both your home that is new and amount you borrowed from on your own property.
4. Be Realistic About How Precisely Much You Really Can Afford
An individual who might have difficulty financing that is getting a more expensive home might not have any difficulty getting approved for just one that is cheaper. Phone your local United Built office to go over your requirements having a product sales associate. We’ll help you see the United Built house that may best match your requirements along with your spending plan.