" /> Guru Financial.A mobile lending application that is payday – Befashionlike

Guru Financial.A mobile lending application that is payday

Guru Financial.A mobile lending application that is payday

A mobile payday lending application

Guru the friendly loan provider is a mobile payday financing application, assisting individuals get free from these monetary problems by giving all of them with little affordable loans and academic resources to assist enhance their financial predicament.


Individuals require usage of credit to be able to assist spend their bills and care for their own families, nevertheless the normal pay day loan is inconvenient and has a tendency to keep borrowers in a period of financial obligation. With a report showing over 80% of payday advances rolled over or re-borrowed, and only 14% of borrowers really in a position to manage to spend them right straight right straight back, mostly because of rates that are exorbitant.


Guru may be the very first motivation driven payday financing solution available in the market providing an agreeable substitute for those who work in need. The borrower is rewarded with an incrementally lowered interest rate with every loan payed on time with an incentivized repayment program. As well as which makes it less expensive and available for individuals to qualify and payback their loans, Guru is specialized in educating users how they are able to boost their situation that is economic with content and use of academic resources. Exactly exactly just How did Guru Financial ag ag ag e become?

Around 2 yrs ago, we began throwing some company a few ideas around, mostly within the monetary technology sector (FinTech). Like most aspiring group of business owners, we attempted to recognize a challenge or “gap” and propose an answer or option to the status quo. As expected and also by meaning, we realized that probably the most space that is neglected the monetary solutions sector ended up being the “underbanked”. We arrived to comprehend rapidly that for customers with small to no credit, there have been options that are limited fairly and effortlessly borrow funds. We viewed that which was around and decided that individuals could produce a significantly better item. Our places had been set on disrupting the payday financing sector and all sorts of its stigmas by providing an alternative that is true.


Next actions

Next actions are to launch the platform successfully. We are not yet live on the app store while we have conducted a beta tests with 29 users and have circulated approximately $2,500 through the app. Our company is additionally in the act of negotiating a few pc software permit possibilities with major players in this room. We come across the potential of our application being a solution that is white-label plementary income stream.

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